At OC Fertility + OC Biogenix, a woman-owned fertility clinic in Orange County, California, we understand that the cost of fertility treatments can be a significant barrier for many individuals and couples. Financial constraints should not stand in the way of your dream to build a family. That’s why we are committed to helping you explore various financial assistance programs and options to make fertility treatments more accessible and affordable.
Before diving into financial assistance programs and other financial options, it’s crucial to understand your insurance coverage for fertility treatments. At OC Fertility + OC Biogenix, we will always offer a complimentary insurance review, but in we also encourage you to reach out directly to your insurance provider for complete coverage details.
Your insurance provider can provide you with a copy of your policy that will highlight what is covered, from diagnostic testing to medications and procedures such as IUI and IVF. Some insurance plans may not cover all of these services, and it’s important to be educated about that information as you embark on your fertility journey.
For those with fertility benefits, it’s also important to review the out-of-pocket expenses, such as co-pays, deductibles, caps on coverage, and certain procedures or testing that might not be covered under the plan. Once you fully understand coverage, it will help you determine the next steps.
For those without coverage or who have limited coverage, you can try to advocate for yourself and talk to your employer about adding coverage benefits down the road. This is also a good time to explore alternative financing options.
Several companies offer financing options specifically designed for fertility treatments. These programs can help you manage the cost by spreading it out over time and are companies that understand the nature of fertility treatment, so they can better work with your timelines and needs.
Below are three programs that OC Fertility + OC Biogenix works closely with to assist in your financing needs. Each of these programs is a little different and may be a better fit for your specific situation.
In addition to financing options, there are also savings plans that we work with that can offer discounted rates based on combining multiple fertility treatments.
Several organizations provide grants and discount programs to help offset the cost of fertility treatments. These programs can be competitive, so applying early and thoroughly researching each option is important.
At OC Fertility + OC Biogenix, we are dedicated to supporting you through every step of your fertility journey, including navigating financial assistance options. Our experienced financial counselors can help you:
We believe that everyone deserves the chance to build a family, and we are here to help make that possible. If you have any questions or need assistance with financial planning for fertility treatments, please don’t hesitate to contact our team to schedule your initial consult or check out our financial guide today.
